Property Taxes in Stafford, Virginia
Median Stafford, Virginia effective property tax rate: 0.91%, significantly lower than the national median of 1.02%, and slightly higher than the Virginia state median of 0.90%.
Median Stafford, Virginia home value: $453,600
Median annual Stafford, Virginia tax bill: $3,946, $1,546 higher than the national median property tax bill of $2,400.
How are property taxes in Stafford calculated?
Property taxes in Stafford, Virginia are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Stafford's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Stafford, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Stafford Property Tax Calculator Work?
Use this Stafford property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Stafford's median effective tax rate of 0.91% — based on actual property records in Stafford County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Stafford's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Stafford: rates range from $3,758.00 in 22556 to $4,029.00 in 22554, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Stafford.
About Stafford Property Taxes
About Property Taxes in Stafford, Stafford, Virginia
Stafford’s median effective property tax rate of 0.91% is lower than the Virginia state median of 0.90% and lower than the national median of 1.02%. This rate reflects the Stafford County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Stafford. Homeowners in the 22556 ZIP code carry a median effective rate of 0.91%, while those in 22554 pay 0.91%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Stafford County. Understanding which part of Stafford you live in can make a meaningful difference to your annual tax bill.
Stafford homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the June 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Stafford, Stafford County, Virginia
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Stafford's effective property tax rate to other cities in Virginia and the median property tax rates in Virginia and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Stafford Tax Rate
0.91%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Stafford County Tax Rate
0.91%
Median Effective Virginia Tax Rate
0.90%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Stafford, Stafford County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 22554 | 0.88% | 0.91% | 0.91% | 0.91% | 0.91% |
| 22556 | 0.90% | 0.91% | 0.91% | 0.91% | 0.91% |
Source: Ownwell
Property Tax Assessment Values Across Stafford, Stafford County, Virginia
When examining property taxes in Stafford, Virginia, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Stafford County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Stafford County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of February.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For context, Stafford’s median home price is $453,600, with a median tax bill of $3,946 compared with the national median property tax rate of 1.02% and national median property tax bill of $2,400. Tax bills range across the county, with ZIP code 22554 showing the highest median home price at $464,100 and the highest median tax bill at $4,029.
Property Tax Assessment Values Across Stafford, Stafford County, Virginia
Source: Ownwell
$373,100
$419,050
$465,000
Median Stafford Market Value
$453,600
Median Stafford County Market Value
$435,600
Median Virginia Market Value
$323,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Stafford, Stafford County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 22554 | $306,500 | $380,700 | $464,100 | $565,875 | $674,500 |
| 22556 | $274,590 | $354,075 | $428,200 | $535,625 | $722,620 |
Source: Ownwell
Property Tax Bills Across Stafford, Stafford County, Virginia
Property tax bills in Stafford are based on the assessed value of a home and the tax rate set by local governments. When a property’s market value rises, the assessed value can increase as well, which can lead to a higher bill. Homeowners in Stafford should also expect their bill to reflect local levies that help fund schools, services, and other community needs.
With a median home price of $453,600, Stafford homeowners often face property tax bills that are well above the national median property tax bill of $2,400. The 25th percentile tax bill is $3,158, while the 75th percentile reaches $4,815. At the high end, the 90th percentile tax bill is $5,974.
These costs can have a meaningful impact on monthly housing expenses, especially for homeowners whose property values have increased. In Stafford, the median tax bill is highest in ZIP code 22554 at $4,029, and lowest in ZIP code 22556 at $3,758.
Median Stafford Tax Bill
$3,946
Median Stafford County Tax Bill
$3,772
Median Virginia Tax Bill
$2,852
Median United States Tax Bill
$3,209
Property Tax Bills Across Stafford, Stafford County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 22554 | $2,452 | $3,228 | $4,029 | $4,889 | $5,898 |
| 22556 | $2,199 | $3,042 | $3,758 | $4,630 | $6,239 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | June 1 |
Links | |
|---|---|
| Stafford Tax Assessor | |
| Website | va-stafford-assessor.publicaccessnow.com |